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Image Source: frankpeters / Getty Images / IStockphoto The housing market in California is known for its high prices and limited affordability. As we enter the year 2024, it's crucial for potential homebuyers to be aware of the cities where home prices are expected to rise and those that offer more affordable options. In this article, we will discuss four California cities that buyers should avoid if they are looking for a budget-friendly real estate investment. Additionally, we will explore how seeking the help of a property tax expert can ensure a fair property tax assessment. Redding: A City with Potential Price Gains According to a report by real estate firm CoreLogic, Redding, a city in Northern California, is expected to experience significant price gains in 2024. The predictions suggest that home prices in Redding could rise by as much as 7.3%. Currently, the average home value in Redding is $375,981, showing a slight decrease of 0.2% over the past year1. Despite this decline, the projected price increase makes Redding a less affordable option for potential homebuyers. San Francisco: A Persistent High-Cost Housing Market San Francisco has long been infamous for its exorbitant real estate prices, and this trend is unlikely to change significantly in 2024. According to Redfin, San Francisco ranked among the least affordable housing markets in 2023, with homebuyers needing to spend over 80% of their income on monthly housing costs1. While Realtor.com predicts a potential decline of -5.2% in home prices this year, it may not be enough to make San Francisco an affordable choice for buyers. In fact, San Francisco ranks sixth in U.S. News' 25 Most Expensive Places to Live in the U.S. 2023-20241. Los Angeles: Struggling with High Costs and Limited Affordability Another city in California that presents challenges for potential homebuyers is Los Angeles. With an average home value of $918,087, which has increased by 3.5% over the past year, Los Angeles continues to struggle with a high cost of living and lack of affordable housing1. The Zebra, an insurance company, ranks Los Angeles as the sixth most expensive city to own a home in 2024, citing factors such as tight housing inventory and expensive property taxes1. These deterrence factors make Los Angeles an unfavorable option for buyers seeking affordable housing. San Diego: A City of Growth and High Price Tags San Diego presents an interesting mix of opportunities and challenges in the housing market. Realtor.com indicates that San Diego is expected to experience an average sales growth of 13.1% in 20241. Additionally, the city stands out for its high usage of VA loans by veteran households, with a share of 16.5%, almost double the average of the largest 100 markets1. However, the average home value in San Diego is $960,202, the highest among the cities mentioned in this article, showing an increase of 7.1% over the past year1. These high price tags may be a deterrent for many potential buyers. Seeking Assistance from a Property Tax Expert When considering purchasing a home, it's essential to be aware of not only the housing market trends but also the associated costs. Property taxes are a significant expense for homeowners and can vary greatly depending on the property's assessed value. Engaging the services of a property tax expert can help buyers ensure a fair property tax assessment. A property tax expert can assist homebuyers in several ways. Firstly, they possess in-depth knowledge of the local property tax laws and regulations, allowing them to navigate the complexities of the assessment process. They can review the property's assessment and identify any discrepancies or errors that may result in an unfair tax burden. Additionally, a property tax expert can guide buyers through the process of filing an appeal if they believe their property has been overvalued. Furthermore, a property tax expert can provide valuable insights into potential tax-saving opportunities. They can identify exemptions, deductions, or credits that buyers may be eligible for, ultimately reducing their property tax liability. By leveraging their expertise, buyers can ensure that they are not paying more than their fair share of property taxes. In conclusion, as we navigate the housing market in 2024, potential homebuyers must be well-informed about the cities that offer affordable housing options. Redding, San Francisco, Los Angeles, and San Diego present unique challenges in terms of price, affordability, and market conditions. To make informed decisions, buyers should consider engaging the services of a property tax expert who can help them navigate the intricacies of property tax assessment and ensure a fair and accurate valuation.

The real estate market in Los Angeles and Orange County is currently facing a significant challenge as a substantial amount of debt tied to commercial mortgage-backed securities (CMBS) and collateralized loan obligations (CLO) is set to mature in 2024. This impending maturity, coupled with the current economic climate, has raised concerns about the ability of property owners to refinance their loans and has put a spotlight on the potential impact on property tax. In this article, we will explore the implications of the maturing CMBS loans on property tax in Los Angeles and Orange County and discuss the strategies property owners can employ to navigate this challenging situation. The Wall of Maturities The staggering amount of debt maturing in 2024, estimated to be around $21 billion, is part of what experts are calling "the wall of maturities." In the years leading up to 2024, when debt was cheap due to the Federal Reserve's decision to hold interest rates near zero, many property owners flocked to the capital markets to refinance their commercial properties. However, with the current rise in interest rates, refinancing has become a significant challenge. This has led to a rise in defaults and property owners walking away from their properties, leaving lenders to deal with the consequences. The Impact on Property Tax As property owners struggle to refinance their loans, the impact on property tax becomes a critical concern. When a neighboring property goes into default or is abandoned, it can have a direct effect on the area market value and, consequently, can be used to lower the property taxes on other properties.  The local tax authorities rely on market sales and lease information to determine the tax liability of each property owner. If a property's value decreases due to financial distress, it can result in a lower assessed value and, therefore, a reduction in property tax revenue for the local government. Property Tax Appeal: A Potential Solution One strategy that property owners can employ to mitigate the impact of maturing CMBS loans on property tax is to file a property tax appeal. Property tax appeals provide property owners with an opportunity to contest the assessed value of their properties and potentially lower their tax liability. By presenting evidence of financial distress, such as default on a loan or abandonment, property owners can argue for a reduction in their assessed value, thereby reducing their property tax burden. The Role of Property Tax Consultants Navigating the property tax appeal process can be complex and time-consuming. This is where property tax consultants can play a crucial role. Property tax consultants are professionals who specialize in helping property owners navigate the property tax appeal process and maximize their chances of success. They have in-depth knowledge of local property tax laws, assessment procedures, and valuation techniques. By leveraging their expertise, property owners can ensure that their property tax appeal is accurately prepared and effectively presented. The Challenges of Refinancing One of the primary reasons property owners are facing challenges in refinancing their loans is the significant increase in the cost of debt. While debt was cheap in 2020 and 2021, the rise in interest rates has made refinancing a daunting task. The higher cost of debt makes it difficult for property owners to secure favorable loan terms, which can lead to a higher debt burden and potentially impact their ability to meet their property tax obligations. Limited Access to Capital for Potential Buyers The challenges in refinancing also extend to potential buyers of distressed properties. As property owners struggle to secure favorable loan terms, potential buyers face a similar challenge in accessing capital. This limited access to capital can deter potential buyers from investing in distressed properties, further exacerbating the challenges faced by property owners in refinancing their loans. The Role of Property Tax in Refinancing In addition to the increased cost of debt, property tax obligations also play a crucial role in the refinancing process. Lenders consider a property's ability to generate sufficient income to cover its debt payments, including property tax when evaluating loan applications. If property tax obligations are high, it can impact a property's cash flow and its attractiveness to lenders. This can further complicate the refinancing process for property owners. Property Types Most Affected The maturing CMBS loans are spread across various property types in Los Angeles and Orange County. According to data from Morningstar Credit Analytics, approximately 30% of the loans coming due are tied to retail properties, including regional malls. Another 22% are tied to office buildings, and 19% are tied to multifamily properties. The remaining loans are backed by hotels, industrial properties, self-storage facilities, and other mixed-use assets. Case Studies: Performances of Selected Properties Despite the challenges posed by the maturing CMBS loans, some properties seem to be performing well. For example, debt tied to Blackstone and Worthe Real Estate Group's 2 million-square-foot office portfolio in Burbank appears to be in good standing. The $660 million in CMBS loans for this portfolio have a fixed interest rate of 3.54%, making the rise in interest rates more bearable for the owners. As of September, the properties were 91% occupied, according to Morningstar. Case Study: One California Plaza Photo Courtesy of: CoStar.com One California Plaza, a 1 million-square-foot office tower located at 300 South Grand Avenue in Downtown Los Angeles, presents an interesting case. Despite facing financial challenges, the property's income is just enough to cover its debt payments due to an increase in operating expenses. Morningstar's special servicer commentary noted that the property's debt service coverage ratio was low, which is a metric used to compare the cost of debt payments to the income generated by the property. Case Study: Office Towers in Downtown Los Angeles Photo Courtesy of: CoStar.com Two separate office towers in Downtown Los Angeles, Rising Realty's One California Plaza and Brookfield's Bank of America Plaza, are also facing maturing CMBS loans this year. One California Plaza, with a $300 million loan, is set to mature in November, while Bank of America Plaza, with a loan of about $377 million, is due in September. The performance and potential impact of these properties on property tax will be closely monitored as the maturity dates approach. Conclusion The maturing CMBS loans in Los Angeles and Orange County present a significant challenge for property owners. The impact on property tax, in particular, raises concerns about reduced property tax revenue for local governments. However, property owners have options to navigate this challenging situation, such as filing property tax appeals and seeking the assistance of property tax consultants. By employing these strategies and closely monitoring the performance of their properties, owners can strive to minimize the financial burden and ensure a more favorable outcome in the face of maturing CMBS loans. Disclaimer: The information provided in this article is for informational purposes only and should not be construed as legal or financial advice. Property owners are advised to consult with professionals regarding their specific circumstances.

California, the land of dreams, is known for its stunning landscapes, diverse culinary offerings, and thriving industries like Silicon Valley and Hollywood. However, one thing to keep in mind before making the move to the Golden State is its high cost of living. Not only are essentials like gas and food more expensive, but the real estate market is also at its peak. But fear not! In this article, we will explore twenty cities in California where home prices have significantly dropped, giving you the opportunity to purchase your dream home on the West Coast. 20. Castro Valley May 2023 Median Sale Price: $1,137,144 YoY Percentage Change in Home: -10.23% YoY Dollar Change In Home: -$129,595 Located in the heart of the East Bay, Castro Valley offers a serene suburban lifestyle with easy access to the bustling cities of Oakland and San Francisco. With a year-over-year percentage change of -10.23% and a median sale price of $1,137,144, this city presents an attractive option for potential home buyers. Whether you're looking for a cozy single-family home or a spacious condominium, Castro Valley has a variety of housing options to suit your needs. 19. San Carlos May 2023 Median Sale Price: $2,329,827 YoY Percentage Change in Home: -10.28% YoY Dollar Change In Home: -$266,832 Situated in the heart of Silicon Valley, San Carlos combines a vibrant downtown area with a suburban feel. Despite its proximity to major tech hubs, San Carlos has experienced a year-over-year percentage change in home prices of -10.28%, making it an appealing choice for home buyers looking to capitalize on the market downturn. With a median sale price of $2,329,827, you can find a wide range of housing options in this charming city. 18. South Lake Tahoe May 2023 Median Sale Price: $742,692 YoY Percentage Change in Home: -10.41% YoY Dollar Change In Home: -$77,280 Nestled in the Sierra Nevada Mountains, South Lake Tahoe offers breathtaking natural beauty and a vibrant outdoor lifestyle. With a year-over-year percentage change in home prices of -10.41%, this city presents an excellent opportunity for buyers looking for a vacation home or a permanent residence. The median sale price of $742,692 makes South Lake Tahoe an affordable option for those seeking a slice of paradise. 17. Livermore May 2023 Median Sale Price: $1,090,315 YoY Percentage Change in Home: -10.41% YoY Dollar Change In Home: -$126,634 Livermore, located in the East Bay region, boasts a rich history and a thriving wine industry. With a year-over-year percentage change in home prices of -10.41%, this city offers a favorable market for potential home buyers. The median sale price of $1,090,315 provides an opportunity to own a piece of this vibrant community without breaking the bank. Whether you're looking for a modern suburban home or a charming historic property, Livermore has something to offer. 16. Santa Cruz May 2023 Median Sale Price: $1,351,582 YoY Percentage Change in Home: -10.44% YoY Dollar Change In Home: -$157,507 Santa Cruz, known for its beautiful beaches and laid-back atmosphere, is a coastal paradise on California's central coast. With a year-over-year percentage change in home prices of -10.44%, this city presents an excellent opportunity for those looking to invest in a beachside property. The median sale price of $1,351,582 allows buyers to find their dream home or vacation getaway in this idyllic location. Pro Tip: When purchasing a property in a declining market, it's important to consider the potential impact on property taxes. While falling home prices may lead homeowners to assume that their property tax bills will automatically decrease, this is not always the case. Property tax assessments may not immediately reflect these price drops, requiring homeowners to take proactive steps such as property tax appeals to realize potential tax reductions. 15. Fremont May 2023 Median Sale Price: $1,454,926 YoY Percentage Change in Home: -10.60% YoY Dollar Change In Home: -$172,592 Fremont, located in the East Bay region, offers a perfect blend of suburban tranquility and urban amenities. With a year-over-year percentage change in home prices of -10.60%, this city presents an attractive opportunity for home buyers. The median sale price of $1,454,926 allows potential homeowners to find their dream property in this thriving community. 14. Mountain View May 2023 Median Sale Price: $2,142,656 YoY Percentage Change in Home: -10.65% YoY Dollar Change In Home: -$255,443 Home to major tech companies like Google and LinkedIn, Mountain View is a vibrant city in the heart of Silicon Valley. Despite its proximity to the tech hub, Mountain View has experienced a year-over-year percentage change in home prices of -10.65%, making it an appealing choice for buyers. With a median sale price of $2,142,656, you can find a range of housing options in this sought-after location. 13. Willits May 2023 Median Sale Price: $338,831 YoY Percentage Change in Home: -10.71% YoY Dollar Change In Home: -$40,637 Nestled in the picturesque Mendocino County, Willits offers a small-town charm and a close-knit community. With a year-over-year percentage change in home prices of -10.71%, this city presents an affordable option for potential home buyers. The median sale price of $338,831 allows buyers to find a property that fits their budget without compromising on quality of life. 12. San Anselmo May 2023 Median Sale Price: $1,681,816 YoY Percentage Change in Home: -10.89% YoY Dollar Change In Home: -$205,599 San Anselmo, located in Marin County, combines a serene suburban atmosphere with easy access to the vibrant city of San Francisco. With a year-over-year percentage change in home prices of -10.89%, this city offers a favorable market for potential home buyers. The median sale price of $1,681,816 allows buyers to find their dream home in this desirable location. 11. Albany May 2023 Median Sale Price: $1,317,489 YoY Percentage Change in Home: -11.24% YoY Dollar Change In Home: -$166,760 Albany, a small city in the East Bay region, offers a close-knit community and a convenient location near major cities like Berkeley and Oakland. With a year-over-year percentage change in home prices of -11.24%, this city presents an attractive opportunity for home buyers. The median sale price of $1,317,489 allows buyers to find a property that suits their lifestyle without breaking the bank. 10. Berkeley May 2023 Median Sale Price: $1,512,749 YoY Percentage Change in Home: -11.41% YoY Dollar Change In Home: -$194,928 Berkeley, known for its vibrant culture and prestigious university, is a thriving city in the San Francisco Bay Area. With a year-over-year percentage change in home prices of -11.41%, this city offers a favorable market for potential home buyers. The median sale price of $1,512,749 allows buyers to find their dream home in this dynamic community. 9. San Mateo May 2023 Median Sale Price: $1,708,961 YoY Percentage Change in Home: -11.49% YoY Dollar Change In Home: -$221,902 San Mateo, located in the heart of Silicon Valley, offers a perfect blend of suburban tranquility and urban amenities. With a year-over-year percentage change in home prices of -11.49%, this city presents an attractive opportunity for home buyers. The median sale price of $1,708,961 allows potential homeowners to find their dream property in this sought-after location. 8. Oakland May 2023 Median Sale Price: $892,504 YoY Percentage Change in Home: -11.94% YoY Dollar Change In Home: -$121,031 Oakland, a vibrant city in the San Francisco Bay Area, offers a rich cultural scene and a diverse community. With a year-over-year percentage change in home prices of -11.94%, this city presents an excellent opportunity for potential home buyers. The median sale price of $892,504 allows buyers to find their dream home in this thriving urban environment. 7. Alameda May 2023 Median Sale Price: $1,282,556 YoY Percentage Change in Home: -12.12% YoY Dollar Change In Home: -$176,822 Alameda, an island city in the San Francisco Bay, offers a unique blend of small-town charm and urban amenities. With a year-over-year percentage change in home prices of -12.12%, this city presents an attractive opportunity for home buyers. The median sale price of $1,282,556 allows buyers to find their dream home in this picturesque location. 6. Pleasanton May 2023 Median Sale Price: $1,599,329 YoY Percentage Change in Home: -12.14% YoY Dollar Change In Home: -$220,909 Pleasanton, located in the Tri-Valley region, offers a family-friendly community and a thriving downtown area. With a year-over-year percentage change in home prices of -12.14%, this city presents an excellent opportunity for potential home buyers. The median sale price of $1,599,329 allows buyers to find their dream home in this desirable location. 5. Palo Alto May 2023 Median Sale Price: $3,338,969 YoY Percentage Change in Home: -12.80% YoY Dollar Change In Home: -$490,187 Palo Alto, home to Stanford University and major tech companies, is a highly sought-after city in the heart of Silicon Valley. Despite its prestigious reputation, Palo Alto has experienced a year-over-year percentage change in home prices of -12.80%, making it an attractive choice for potential home buyers. The median sale price of $3,338,969 allows buyers to invest in a property in this prestigious location. 4. San Francisco May 2023 Median Sale Price: $1,418,416 YoY Percentage Change in Home: -13.04% YoY Dollar Change In Home: -$210,177 San Francisco, known for its iconic landmarks and vibrant culture, is a city that captures the essence of California. With a year-over-year percentage change in home prices of -13.04%, this city presents an excellent opportunity for potential home buyers. The median sale price of $1,418,416 allows buyers to find their dream home in this dynamic urban environment. 3. East Palo Alto May 2023 Median Sale Price: $976,698 YoY Percentage Change in Home: -13.47% YoY Dollar Change In Home: -$152,059 East Palo Alto, located in the heart of Silicon Valley, offers a diverse community and a convenient location near major tech hubs. With a year-over-year percentage change in home prices of -13.47%, this city presents an attractive opportunity for home buyers. The median sale price of $976,698 allows potential homeowners to find their dream property at a more affordable price. 2. Truckee May 2023 Median Sale Price: $1,050,673 YoY Percentage Change in Home: -13.50% YoY Dollar Change In Home: -$163,985 Truckee, nestled in the Sierra Nevada Mountains, offers a picturesque mountain lifestyle and a close-knit community. With a year-over-year percentage change in home prices of -13.50%, this city presents an attractive opportunity for potential home buyers. The median sale price of $1,050,673 allows buyers to find their dream mountain retreat in this scenic location. 1. Dublin May 2023 Median Sale Price: $1,341,498 YoY Percentage Change in Home: -15.75% YoY Dollar Change In Home: -$250,795 Dublin, located in the Tri-Valley region, offers a perfect blend of suburban tranquility and urban amenities. With a year-over-year percentage change in home prices of -15.75%, this city presents an excellent opportunity for home buyers. The median sale price of $1,341,498 allows potential homeowners to find their dream property at a significant discount. In conclusion, if you're looking to purchase a home in California, these twenty cities offer a unique opportunity to take advantage of the declining home prices. Whether you're seeking a serene suburban lifestyle, a vibrant urban environment, or a picturesque mountain retreat, California has it all. Keep in mind that falling home prices may not automatically lead to property tax reductions, so homeowners should be proactive in exploring options such as property tax appeals to realize potential tax savings. So, don't let the high cost of living deter you from pursuing your California dream. Explore these cities and find the perfect place to call home. Ready to make the most of these declining home prices in California and potentially reduce your property taxes? AOPTA, the Property Tax Experts, is here to guide you through the property tax appeal process. Our team of experienced professionals is dedicated to helping you save on property taxes and secure your dream home without breaking the bank. Contact us today for a free consultation and let us show you how we can make a difference in your property tax situation. Don't miss out on this opportunity to own a home in California's prime locations while keeping your property tax expenses in check. Your dream home is just a step away with AOPTA. Get started now!

Our Expert Team Can Reduce Property Taxes. Recent shifts in the economy and real estate market have allowed many property owners to receive relief from taxes through property tax appeal. Our innovative and expert strategies maximize property tax savings for all types of properties. Check your Value Property Review Free E-Book 5 Steps to Saving Money on Property Taxes in a Recession success Our fee is Contigent upon our success of your property tax appeal. No Reduction, never a fee. We have a 95%+ success rate for our clients. Rather than mass filings, we focus on client cases with real property tax issues and overwhelming burdens. research Constant students and mentors of the state of property values paired against economic conditions. Staying informed and updated for clients is paramount. We are ahead of the curve and value predictions. Network Combined forces among Appraisers, Residential & Commercial Brokers, Real Estate Attorneys, and CPAs to assist our strategies to win for our clients. experience 22 years of residential & commercial valuation experience, 1,000's of all property types reviewed, all 58 counties in California worked and hundreds of thousands returned to our clients. "Every property tax payer deserves expert representation." At AOPTA, we are the property tax experts, providing comprehensive and full service solutions for property tax appeals and property tax optimization. Our focus is on reducing property taxes for our clients and solving problems that can be a burden for property owners. Led by Anthony O'Connor, the founder of AOPTA, we are the first "fintech" property tax appeal firm in California, dedicated to delivering results-driven, tailored services to our clients. We pride ourselves on fostering a team-oriented, family-like atmosphere among our experienced specialists. ​ In the Summer of 2023, we introduced Ytrepo.com, a revolutionary platform designed to simplify the property tax appeal process. With Ytrepo.com, Californians can easily "Search" their property, "Click" to determine if they are over-paying on property taxes, and file for an appeal with our team to "Return" any over-payments. Ytrepo.com is the ultimate tool for property tax optimization and appeal in California. Pre-Action Analysis When considering an acquisition (pre-acq) or pre-development (pre-dev) of a property, understanding the tax implications is a crucial issue for investors. We take the guesswork out of the equation. Learn More > New Construction Development Avoid problems before they happen. AOPTA navigates through pre-assessments and works with assessor's through construction minimize increases in assessed value due to new construction. Learn More > Our Other Services Appraisal Trust us with your appraisal needs - we're your one-stop solution for all types of property evaluations Learn More > Ownership Changes Challenge your assessment after a legal change of ownership which triggered a re-assessible event and increase in property taxes. Learn More > Affordable Housing Opportunities: 20 Places in California with Plummeting Home Prices The New Wave of Property Development in California: Condominium ADUs and Their Tax Implications Reassessing Property Taxes in the Silicon Valley Office Market: An Essential Move Navigating Sacramento's Shifting Office Market: Are Property Taxes Weighing You Down? Recent Blog Posts CONTACT US anthony@aopta.com (858) 492-7177 San Diego Main Office (310) 620-6573 Los Angeles Regional Offce (916) 426-7776 Sacramento Regional Office Serving California's 58 Counties Property Review Appeal Status Start Your Appeal

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With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. With Your consent: We may disclose Your personal information for any other purpose with Your consent. Retention of Your Personal Data The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. ​ The Company will also retain Usage Data for internal analysis purposes. 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It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction. ​ Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer. ​ The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information. Delete Your Personal Data You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You. Our Service may give You the ability to delete certain information about You from within the Service. ​ You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us. ​ Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so. Disclosure of Your Personal Data ​ Business Transactions If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy. ​ Law enforcement Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency). ​ Other legal requirements The Company may disclose Your Personal Data in the good faith belief that such action is necessary to: Comply with a legal obligation Protect and defend the rights or property of the Company Prevent or investigate possible wrongdoing in connection with the Service Protect the personal safety of Users of the Service or the public Protect against legal liability ​ Security of Your Personal Data The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security. ​ Children’s Privacy Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers. ​ If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent’s consent before We collect and use that information. ​ Links to Other Websites Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services. ​ Changes to this Privacy Policy We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page. ​ We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. ​ Contact Us If you have any questions about this Privacy Policy, You can contact us: By email: anthony@aopta.com ©2023 AOPTA, Inc., all rights reserved. | Privacy Policy

Our Success Stories At AOPTA, we take immense pride in helping property owners across California achieve fair and accurate property tax assessments. We're a leading property tax appeal firm with a strong record across all property types, from residential to industrial. Our skilled team has effectively navigated tax assessment challenges, securing notable reductions for our clients. Here, you'll see the real difference we've made, helping property owners get fair tax valuations and transforming the property tax appeal landscape. Every Property Tax Payer Deserves Expert Representation BEVERLY HILLS MULTI-FAMILY BASE YEAR REDUCTION A success story featuring a 6-unit apartment complex in Beverly Hills. Discover how our base year reduction approach resulted in an impressive $360,000 assessed value reduction from the sales price, guaranteeing enduring financial advantages for the owner. Read More CORONADO NEW SINGLE FAMILY RESIDENTIAL CONSTRUCTION Discover how we persuaded the Assessor to set the final assessed value of a newly constructed home in 2022 close to the 2020 purchase price of the lot with its older structures. Read More FDLA LOS ANGLES CHANGE OF OWNERSHIP PROPERTY VALUES RESTORED TO 2018 AOPTA, the Property Tax Experts, skillfully challenged and reversed the assessor's rolls, leading to the restoration of the original base year values for 13 retail spaces in the downtown fashion district. This action was taken following a change in legal entities between parties who were not operating at arm's length. As a result, a refund of $360,000 was secured. Read More Share Your Success Story with AOPTA These are just a few of the success stories that demonstrate our commitment to excellence in property tax appeals. If you've benefited from AOPTA's services and would like to share your own success story, please reach out to us. We are honored to have played a part in your journey toward fair property taxes, and we look forward to helping more clients achieve similar success. At AOPTA, we believe that "Every Property Taxpayer Deserves Expert Representation." We are dedicated to making it a reality for property owners across California. Get in Touch 1741 Eastlake Parkway, Ste 102 #2022 Chula Vista, CA 919 3128 O Street, Ste 102 Sacramento, CA 95816 858-792-7177 San Diego 310-620-6573 Los Angeles 916-426-7776 Sacramento anthony@aopta.com Propert Address Email Message Send Thanks for sharing your success story with us!